Terms and Conditions

Welcome to AnamikaPay (“we,” “our,” “us”). By accessing or using our website, mobile app, recharge portal, API, or any other services (collectively, the “Services”), you agree to comply with and be legally bound by these Terms and Conditions.

Disclaimer

We provide links to third-party websites (payment gateways, operators, etc.) for your convenience only. We do not endorse or take responsibility for their content, services, or security. You use them at your own risk.

Articles, blogs, or guides published on our platform are for general information only and should not be considered legal, financial, or professional advice.

1. Acceptance of Terms

These Terms form a legally binding agreement between you and AnamikaPay. By registering, logging in, or using any part of our Services, you confirm that you have read, understood, and accepted all terms herein.

2. Privacy Policy

Your privacy is important to us. Please read our Privacy Policy to understand how we collect, use, and protect your personal and business data.

3. Prohibited Activities

4. Account Security

You are solely responsible for keeping your password, OTP, and login details confidential. AnamikaPay is not liable for any loss due to unauthorized access caused by your negligence.

5. Modification of Services

AnamikaPay reserves the right to modify, suspend, or discontinue any feature, commission rate, or service at any time with or without notice. Continued use after changes means you accept the new terms.

6. Limitation of Liability

AnamikaPay and its team shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our platform — even if we were informed of such possibility.

7. Right to Refuse Service

We reserve the right to refuse registration, API access, or any transaction at our sole discretion without providing a reason.